Different Permutations of the Group Dental Plan Benefits

As an added plus to an employer’s health benefits package, Group Dental Insurance can be added as an option, or in the event dental is not available at work, individual dental insurance can be accessed. When families do not have dental insurance, the high cost of even routine annual exams stands in the way of ensuring the family has healthy teeth and gums.   Western Gold Insurance Agency Inc. can discuss the option of a freedom-of-choice dental plan, wherein the holder can choose any dentist for care. With waiting periods for some types of dental work, this plan is more desirable for long term coverage. For those who need more constant dental coverage, conventional dental plans may be a more viable option. The Western Gold Insurance Agency Inc. agent can confer with clients as to what option will work best for them.

Employees of companies which offer Group Dental benefit from constantly available coverage. Increasingly however, employers offer dental coverage as a voluntary option the employee pays for through deductions from his or her compensation. Group Dental plans often offer a number of free cleanings and exams per year, and partial coverage for different types of dental work. Some employers may have a buy-up plan, wherein the employer has purchased a base dental coverage plan, and the employee may choose and customize a dental plan which best suits his and his family’s needs. Golden West Insurance Agency Inc. has access to various dental plans, to suit the needs of the employer, the employee and the individual family and its needs.