An independent agent can access a variety of insurance carriers, and he or she evaluates each carrier’s rates, coverage options, special services and efficiency of claims service. The client can make his or her final coverage selections knowing that the choice comes from complete research into a variety of options and services, from a variety of possible insurance companies, associated with Western Gold Insurance Company Inc.
An incomplete list of the insurance coverage companies which Western Gold Insurance Agency Inc. has business ties with and long term business relationships includes Travelers, Hartford, AIG, Safeco, Allied, ACE, AmericanTrust, Cigna, Blue Cross Blue Shield, Chubb, Commerce, Employers, Fireman’s Fund, First American, Foremost, Hagerty, Lexington, Liberty Mutual, Mercury, Pacific Specialty, Progressive, Seneca, Zurich, and Navigators.
Western Gold Insurance Agency Inc. feels that car insurance coverage is comprised of two distinct parts: the liability, or financial responsibility of the client in the case of an injury to others, and the client’s needs for coverage for the vehicle itself. Comprehensive coverage will pay on claims for fire, theft or other losses, while collision will cover accident costs.
Supplemental to these integral coverages, are medical, rental or other types of insurance coverage which may be mandated by the laws of individual states such as California, Arizona, Nevada and Washington, where Western Gold Insurance Agency Inc. does business. Agents at Western Gold Insurance Agency Inc. may also recommend a policy with a higher deductible to help reduce premiums, and may advise the client regarding adequate coverage for auto liability in the case the client also utilizes umbrella insurance.